1. General

This website (“Website”) is owned and operated by Merit Bey (“we,” “us,” or “our”). Your access to and use of the Website is subject to these Terms of Use. By using the Website, you agree to be bound by these Terms of Use. If you do not agree, you must immediately stop using the Website.
 

2. Eligibility to Use the Website

By accessing this Website, you represent and warrant that:

• You are accessing the Website for business purposes and not as a consumer (i.e., not for your own personal use). If you are a consumer, you must not use the Website.

• If you are registering on behalf of a corporate entity, you are duly authorised to bind that entity to these Terms of Use and the Privacy Policy.
   

3. User Account, Password, and Security

Merit Bey may provide access to certain materials only if you register for an account (“Account”). You agree to:

• Provide accurate, complete, and current information when creating your Account.

• Maintain the confidentiality of your Account credentials.

• Notify Merit Bey immediately of any unauthorised use of your Account or security breach.

You are fully responsible for all activities conducted through your Account. Merit Bey reserves the right to suspend or terminate access to your Account at any time.

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4. Materials

The Website may provide access to resources such as case studies, articles, white papers, videos, product sheets, and other materials (“Materials”).

Subject to these Terms of Use, Merit Bey grants you a limited, non-transferable, revocable licence to use and print Materials for your internal business purposes only. You must not:

• Share, distribute, sell, or resell Materials to third parties.

• Use Materials for services that compete with Merit Bey.

• Modify, reproduce, or create derivative works from Materials except as expressly permitted.

Merit Bey may revoke your right to use Materials at any time without liability.

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5. Your Obligations

You agree not to:

• Upload viruses, malware, or unlawful content to the Website.

• Interfere with Website operations, security, or connected networks.

• Attempt unauthorised access to any part of the Website.

• Collect data from other Website users.

• Infringe intellectual property rights.

• Misrepresent your identity or affiliation.
   

6. Intellectual Property Rights

All intellectual property rights in the Website and Materials are owned by or licensed to Merit Bey. Except as expressly provided, no rights are granted to you.

You may not use Merit Bey’s trademarks, logos, or brand elements without prior written consent.
 

7. Third Party Content

The Website may include links or content provided by third parties. Such content is provided for informational purposes only. Merit Bey does not control or endorse third-party content and is not responsible for any loss arising from its use.
 

8. Termination

Merit Bey may suspend or terminate your access to the Website without prior notice if:

• You breach these Terms of Use, the Privacy Policy, or other applicable terms.

• Merit Bey cannot verify the information you provide.

• Your actions may cause harm or legal liability to Merit Bey, other users, or third parties.

Upon termination, Merit Bey may delete your Account and all related data.

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9. Disclaimer of Warranties & Limitation of Liability

Nothing in these Terms excludes or limits liability that cannot be excluded under Australian law, including liability for death, personal injury, or fraud.
 

The Website and Materials are provided “as is” and “as available”. To the fullest extent permitted by law, Merit Bey excludes all implied warranties, including fitness for purpose, accuracy, and non-infringement.

Merit Bey will not be liable for:

• Losses due to unauthorised Account use.

• Interruptions, errors, or unavailability of the Website.

• Indirect, incidental, or consequential damages (including lost profits, revenue, or goodwill).
   

10. Indemnity

You agree to indemnify and hold harmless Merit Bey from and against all claims, liabilities, damages, losses, and expenses (including legal fees) arising from:

• Your breach of these Terms of Use, or

• Your misuse of the Website or Materials.
   

11. Amendments

Merit Bey may amend these Terms of Use at any time by publishing the updated version on the Website. Your continued use of the Website constitutes acceptance of the updated Terms.

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12. Privacy Policy

By using the Website, you confirm that you have read and agree to Merit Bey’s Privacy Policy, available on this Website.

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13. General Provisions

• Notices – Any notices from Merit Bey will be provided via email or Website notifications. You may contact us via the contact details published on the Website.

• Assignment – You may not transfer your rights or obligations under these Terms without prior written consent.

• Severability – If any provision is found unenforceable, the remaining provisions will continue in full effect.

• Waiver – Any failure by Merit Bey to enforce a provision does not constitute a waiver of that provision.
   

14. Governing Law

These Terms of Use are governed by the laws of Australia. You agree that the courts of Australia shall have exclusive jurisdiction over any disputes arising in connection with these Terms or your use of the Website.